Medicare Planning Reviews
ARA’s Medicare planning services cover initial enrollment at 65, annual plan reviews, Medicare Supplement vs. Medicare Advantage comparisons, Part D prescription drug analysis, and IRMAA surcharge reduction. Clients consistently praise the team for unbiased comparisons across all carriers.
“I was getting 10 pieces of Medicare mail a day and had no idea what to do. The ARA team cut through the noise in one meeting. They compared 15 plans, showed me exactly what each one covered, and I walked out with the right plan and zero stress.”
MedicareTurning 65
“Every fall, ARA proactively calls me to review my Medicare plan. Last year they found that my Part D plan no longer covered one of my prescriptions at a reasonable cost. They switched me to a plan that saved me $1,200 a year on just that one medication.”
MedicareAnnual ReviewPart D
“My wife needed knee surgery and our Medicare Advantage plan wanted to send her to a surgeon 45 minutes away. ARA switched us to a Medigap plan so she could choose her own surgeon. The operation went perfectly and we see whoever we want now.”
MedicareMA to Supplement
“I retired from the state of Arizona and was told ASRS health coverage was my only option. ARA showed me I could keep my ASRS dental and vision but switch my medical to a Medicare supplement that saved me $300 a month with better coverage.”
MedicareASRSState Retiree
“I didn’t enroll in Part B when I turned 65 because I was still working. When I finally retired at 68, I was hit with a late enrollment penalty. ARA helped me file an appeal with the right documentation and got the penalty removed. Nobody else even knew that was possible.”
MedicareLate EnrollmentAppeals
“Both my parents are ARA clients in Mesa and they insisted I call when I turned 65. I’m glad I did. The team compared everything, explained the birthday rule for supplement switching, and I ended up with better coverage than what I picked originally. They don’t just sell you a plan and disappear.”
MedicareBirthday RuleReferral
Ready to Get Medicare Right?
Whether you’re turning 65 or reviewing your current plan, ARA compares every option.